A bad credit rating does not have to be the reason for not getting a loan. With the help of a fast loan broker without a credit check, it is possible to sign up for a loan.
- Fast loan approval without credit check
- Higher amounts possible
- Flexible options for repayment
Quick credit without credit rating: These are the possibilities
There are several ways that can lead to a quick credit without credit check. Here is an overview of the possibilities and the winner of the current test for quick loans, which are granted even with negative credit rating.
Arranging loans private to private
There are a large number of investors who would like to use their money to earn high interest rates and have therefore decided to invest in granting loans. On certain platforms, it is possible to obtain a loan from private to private. Among these platforms are smava and auxmoney.
The advantages:
- Application for different amounts possible
- Variable interest rates
- Flexible repayment options
The disadvantages:
- sometimes longer processing times
- there is not always a promise or an interest
- Interest rates can be high
Microcredit applied for quickly
If you do not need so much money and can get by with amounts up to 600 euros, you can opt for a microcredit. With ExpressCredit or Neofunding, there are micro loans in different heights and versions.
The advantages:
- Small liquidity problems are quickly bridged
- short maturities
- fast processing
The disadvantages:
- only small amounts possible
- Repayment is required within a short time
Make valuables money
Of course, it is basically possible to offer valuables for sale and to make money in this way. However, if you would like to keep your valuables but do not need them for a while, you can also contact an online pawn shop like iPfand. Here are products, such as jewelry, gems and technology, taken in payment.
The advantages:
- Fast processing of inquiries
- Flexible repayment times
The disadvantages:
- Value depending on the product offered
- Payout may take some time
Loans without credit check
Some lenders and credit intermediaries on the internet offer loans even without the credit check. Bon-credit or Maxda are the most popular platforms here. The amount of the amounts is variable. However, these are not quick loans. The processing can sometimes take a little longer.
The test winner for the quick credit without credit rating: Creditist
The winner in the field of quick credit without credit check is Creditist. The provider stands for the fast processing of applications. Here are three different loan offers available. Up to 4,000 euros in cash, disbursements up to 50,000 euros and disbursements up to 60,000 euros for civil servants. The maturities for the loans range between 12 and 120 months.
Particularly favorable is the annual percentage rate, which is offered here from 4.9 percent. The loan decision is made within 24 hours and shortly thereafter, the money can already be paid out. Usage statements are also not required. A special advantage: With Creditist amounts starting from 400 euros are already possible. So here also small loans can be applied for.
The test winner scores with flexibility
Conclusion: For quick loans without credit worth the test winner
Those who are looking for a quick loan have several options, which are often limited by a lack of creditworthiness.
With respect to microcredits and P2P loans, Creditist was able to prevail with its offer and convinced by favorable interest rates from 4.9 percent.
